Now in The Visual Investor book on How to Spot Market Trends aimed at the huge and growing market of individual investors in stocks, bonds, and mutual funds, John introduces readers to the art and science of visual analysis. Clearly and simply he explains...
I have an upcoming presentation with a venture capitalist group to ask for investment moeny. I have a good idea of a few things that need to be in the powerpoint presentation but I would like to check on any available resources to better my visual presentation. I've been searching around the net and found very few things. Any help would be greatly appreciated!
Investing - 2 Answers - 2006-04-28 17:35:48
Got a project on visual basic and only started programming last week...and I am LOST :( Don't even know how to start the bit with calculations.. Anybody be able to give me some help or pointers? The project is below: Table 1: Mortgage Type Are you: First-time buyer(s)New Business Increasing your existing mortgage (equity release)MortgageSuperstore.com is sorry but it does not offer this option at the current time but intends to do so in the near future. If you wish to leave your details we will contact you as soon as the option becomes available. Moving your existing mortgage to MortgageSuperstore.com InvestorNew business For First-time buyers, the rules for mortgage calculation are as follows: The applicant may borrow up to three times their gross annual earnings. In joint applications, the applicants may borrow as follows [Total amount = (3 * larger salary) + (2 * lesser salary)]. MortgageSuperstore.com will also allow the borrower(s) to borrow against any savings (bank or credit union account, value of stocks/shares) that the applicants may have. The applicant(s) are not allowed to borrow in excess of 90% of the purchase value of the property (including stamp duty and legal fees). Finally the length of term of the mortgage must be provided (15, 20, 25, 30 or 35 years). NB: 30 and 35 year mortgages are only available if the applicant(s) is under 30 years of age. Table 2 shows the information that must be provided. Table 2: First Time Buyer Info Necessary Information:Salary Applicant Number 1 Salary Applicant Number 2 Purchase Price of Property Stamp Duty (if applicable) * Legal Fees ** Savings (Bank) Other Investments Mortgage Term * http://www.daft.ie/content/stampduty.daft **http://www.citizensinformation.ie/en/housing/owning_a_home/buying_a_home/costs_of_buying_a_home.html Once the mortgage amount has been calculated, Approval-In-Principle is granted (subsequent to receipt of relevant documentation – tax returns, wage slips etc.). The applicant must then choose the type of mortgage that they want (see Table 3).
Programming & Design - 1 Answers - 2011-11-04 15:05:59
I have created my own energy drink beverage including a 3d design of the bottle and marketing plan. I want to file online with the Copyright Office for protection so I can start presenting my idea to investors. Im not sure which form of work my concept files under. Can anyone please help? Thank you
Other - Advertising & Marketing - 1 Answers - 2010-04-30 19:57:42
hey guys, started learning visual basic in college only a few weeks ago and i'm stuck on a part of a project. We are to design a program for a person working over the telephone taking peoples details and calculating the mortgage, but we've never been shown how to do any calculations. Im really stuck and have no idea where to go from where I am. The calculations to be done are below: For First-time buyers, the rules for mortgage calculation are as follows: The applicant may borrow up to three times their gross annual earnings. In joint applications, the applicants may borrow as follows [Total amount = (3 * larger salary) + (2 * lesser salary)]. MortgageSuperstore.com will also allow the borrower(s) to borrow against any savings (bank or credit union account, value of stocks/shares) that the applicants may have. The applicant(s) are not allowed to borrow in excess of 90% of the purchase value of the property (including stamp duty and legal fees). Finally the length of term of the mortgage must be provided (15, 20, 25, 30 or 35 years). NB: 30 and 35 year mortgages are only available if the applicant(s) is under 30 years of age. Table 2 shows the information that must be provided. Table 2: First Time Buyer Info Necessary Information:Salary Applicant Number 1 Salary Applicant Number 2 Purchase Price of Property Stamp Duty (if applicable) * Legal Fees ** Savings (Bank) Other Investments Mortgage Term * http://www.daft.ie/content/stampduty.daft **http://www.citizensinformation.ie/en/housing/owning_a_home/buying_a_home/costs_of_buying_a_home.html Once the mortgage amount has been calculated, Approval-In-Principle is granted (subsequent to receipt of relevant documentation – tax returns, wage slips etc.). The applicant must then choose the type of mortgage that they want (see Table 3). Table 3: Mortgage Options Mortgage Type%Comment One Year Fixed4.9Rolling to variable after one year Five Year Fixed5.79Rolling to variable after five years Ten Year Fixed6.3Rolling to variable after ten years Variable4.5Fluctuates based on ECB lending rate Tracker2.75Only available to investors and where LTV < 60% Once the user has selected the type of mortgage they want, the interest must be compounded over the life of the mortgage, the total interest calculated, added to the principle and divided by the total number of payments to calculate the monthly mortgage repayment e.g. a total mortgage value (inc. interest) of €360,000 over 30 years = [360000/ (12*30) => 360000/360 => a monthly repayment of €1000). NB: MortgageSuperstore.com first-time buyers are allowed (if they wish) to take a yearly “month’s holiday” from repayments e.g. at Christmas. Customers taking this option, thus, make only 11 payments in the year. Im not asking for anything major just if ye could help point me in the right direction with some bit of the calculations that'd be great! Thanks guys.
Programming & Design - 1 Answers - 2011-11-30 07:11:01
/** *occicoll - To exhibit simple insert, delete & update operations" * " on table having a Nested Table column * *Description * Create a program which has insert,delete and update on a * table having a Nested table column. * Perform all these operations using OCCI interface. */ #include <iostream.h> #include <occi.h> using namespace oracle::occi; using namespace std; typedef vector<string> journal; class occicoll { private: Environment *env; Connection *conn; Statement *stmt; string tableName; string typeName; public: occicoll (string user, string passwd, string db) { env = Environment::createEnvironment (Environment::OBJECT); //THIS IS WHERE THE EROR IS OCCURING!!!KINDLY HELP conn = env->createConnection (user, passwd, db); initRows(); } ~occicoll () { env->terminateConnection (conn); Environment::terminateEnvironment (env); } void setTableName (string s) { tableName = s; } void initRows () { try{ Statement *st1 = conn->createStatement ("DELETE FROM journal_tab"); st1->executeUpdate (); st1->setSQL("INSERT INTO journal_tab (jid, jname) VALUES (22, journal ('NATION', 'TIMES'))"); st1->executeUpdate (); st1->setSQL("INSERT INTO journal_tab (jid, jname) VALUES (33, journal ('CRICKET', 'ALIVE'))"); st1->executeUpdate (); conn->commit(); conn->terminateStatement (stmt); }catch(SQLException ex) { cout<<ex.what(); } } /** * Insertion of a row */ void insertRow () { int c1 = 11; journal c2; c2.push_back ("LIFE"); c2.push_back ("TODAY"); c2.push_back ("INVESTOR"); cout << "Inserting row with jid = " << 11 << " and journal_tab (LIFE, TODAY, INVESTOR )" << endl; try{ stmt = conn->createStatement ( "INSERT INTO journal_tab (jid, jname) VALUES (:x, :y)"); stmt->setInt (1, c1); setVector (stmt, 2, c2, "JOURNAL"); stmt->executeUpdate (); }catch(SQLException ex) { cout<<"Exception thrown for insertRow"<<endl; cout<<"Error number: "<< ex.getErrorCode() << endl; cout<<ex.getMessage() << endl; } cout << "Insertion - Successful" << endl; conn->terminateStatement (stmt); } // Displaying all the rows of the table void displayAllRows () { cout << "Displaying all the rows of the table" << endl; stmt = conn->createStatement ( "SELECT sysdate from dual"); journal c2; ResultSet *rs = stmt->executeQuery(); try{ while (rs->next()) { cout << "jid: " << rs->getString(1) << endl; cout << "jname: "; getVector (rs, 2, c2); for (int i = 0; i < c2.size(); ++i) cout << c2[i] << " "; cout << endl; } }catch(SQLException ex) { cout<<"Exception thrown for displayRow"<<endl; cout<<"Error number: "<< ex.getErrorCode() << endl; cout<<ex.getMessage() << endl; } stmt->closeResultSet (rs); conn->terminateStatement (stmt); } // End of displayAllRows() // Deleting a row in a nested table void deleteRow (int c1, string str) { cout << "Deleting a row in a nested table of strings" << endl; stmt = conn->createStatement ( "SELECT jname FROM journal_tab WHERE jid = :x"); journal c2; stmt->setInt (1, c1); ResultSet *rs = stmt->executeQuery(); try{ if (rs->next()) p { getVector (rs, 1, c2); c2.erase (find (c2.begin(), c2.end(), str)); } stmt->setSQL ("UPDATE journal_tab SET jname = :x WHERE jid = :y"); stmt->setInt (2, c1); setVector (stmt, 1, c2, "JOURNAL"); stmt->executeUpdate (); }catch(SQLException ex) { cout<<"Exception thrown for delete row"<<endl; cout<<"Error number: "<< ex.getErrorCode() << endl; cout<<ex.getMessage() << endl; } cout << "Deletion - Successful" << endl; conn->commit(); stmt->closeResultSet (rs); conn->terminateStatement (stmt); } // End of deleteRow (int, string) // Updating a row of the nested table of strings void updateRow (int c1, string str) { cout << "Updating a row of the nested table of strings" << endl; stmt = conn->createStatement ( "SELECT jname FROM journal_tab WHERE jid = :x"); journal c2; stmt->setInt (1, c1); ResultSet *rs = stmt->executeQuery(); try{ if (rs->next()) { getVector (rs, 1, c2); c2[0] = str; } stmt->setSQL ("UPDATE journal_tab SET jname = :x WHERE jid = :y"); stmt->setInt (2, c1); setVector (stmt, 1, c2, "JOURNAL"); stmt->executeUpdate (); }catch(SQLException ex) { cout<<"Exception thrown for updateRow"<<endl; cout<<"Error number: "<< ex.getErrorCode() << endl; cout<<ex.getMessage() << endl; } cout << "Updation - Suc
Programming & Design - 1 Answers - 2009-01-03 21:11:17
Any help is greatly appreciated. I am a 21 Year old music producer, I have been producing from home for 5 years now. At the moment, im working minimum wage trying to save for some better studio equipment. I have no money, no line of credit, and no collateral... Though I do have Talent, and a lot of it. Not to brag, but I make instrumentals that are radio worthy. I know almost everything you need to know when it comes to recording and being a music producer. I am excellent at creating mixtape/album cover's via Adobe Photoshop. and I am also really good at creating & editing music videos. My goal is to combine all three into a business were customers can achieve their artistic goals be it audio/visual through my company. I already have customers willing to pay for my services but I don't have a place to accomplish it. I have already done the Home studio set up and although its a minor success, The fact of the matter is people want to pay to record in a professional studio environment with professional studio quality. Not a small setup at someones home. The problem at hand is simple....Money. and none of it. I have done the correct calculations for the expenses, equipment, copy-writes, promotion, rent etc.And In order to achieve a legit professional recording studio you would need an average of 80 - 100 Grand, But that's being generous. It would probably cost a lot less, or maybe more. I have consulted with other businessmen and they said my chances of getting a bank loan is almost impossible with no credit, not a solid income, and no collateral. This industry has a lot of potential for generating a high income. but like the old saying goes - "You Need Money, To Make Money". I just don't think its fair that I have all this talent to be exposed but the only thing holding me back is money. But life's not fair right? and asking people to invest on my talent is out of the question because I think they will not want to invest in something that is not a material object. So what should I do? How can I get started in opening my business, If i can't get resources from the bank, investors, and other people. Like how do other people do it who have nothing and somehow get money for their business. I realize that it will take a lot of hard work and saving here and there, but If I'm earning minimum wage, and I can't get a better job because of my lack of education, how am I suppose to save money when I have to spend every cent I get on bills, family, and other expenses. Again, Any help/advice is greatly appreciated. Thanks for taking the time to read my question/problem. Thanks, - Brian
Small Business - 1 Answers - 2011-03-14 17:35:58
I have an upcoming presentation with a venture capitalist group to ask for investment money. I have a good idea of a few things that need to be in the powerpoint presentation but I would like to check on any available resources to better my visual presentation. My company proposal and an internet company so I'm trying to figure out if the presentation should be more unique and thus what would be the topics. I've been searching around the net and found very few things. Any help would be greatly appreciated!
Other - Internet - 1 Answers - 2006-04-28 17:38:55
the question has to be a selected business as i chose, ASOS.com i have an answer which i'm not sure is correct or even in the right context, i would appriacte if you let me know if it is okay, or let me know along the lines of what you would write to help me, thank you. My work: An effective 'Marketing Mix' including all 7 is a way of identifying a businesses achievements of marketing objectives, meeting customer needs, is balanced and consistant, creates a competitive advantage and matches corporate resources. 'It is known as a “mix” because each ingredient affects the other and the mix must overall be suitable to the target customer'...(source: www.tutor2u.net) The 7p's include: -Product -Price -Place -Promotion -People -Process -Physical Evidence * Product: This is first considered in the marketing mix as it all depends on it. This can be a physical product or a service that the corporation is offering to the public. The only way to have a good marketing strategy is by making sure that the 'product' is up to standard, promoting every quality part of that good or service. ASOS Products: ASOS promotes their products very effectively as they use clever visual tools such as 360 degree view of their product, video and picture to enhance the quality of the product itself. They also provide a range of products and service including clothes, accessories, shoes/sandals etc and its provided for men and women. They include their own brand and designer wear which shows that they have high quality in their product. ASOS have mentioned in their annual report that their 20 biggest brands are now represented by a 'shop in shop' providing a rich brand experience for their customers and a unique distribution platform for ASOS brand partners. ASOS also sells a range of products matching famous celebrity's outfits that customers would want to buy. ASOS, online or in their magazine provides customers the latest fashion info and what not to wear giving them an advantage to promote their products. Their business attract over 5.2 million visitors per month and has over 24,000 lines for sale. * Price: This is the total amount a customer pays for the product. It is decided through a number of factors a product have to offer including material costs, product identity, competition, market share and the customer's percieved value of the product. If other store/business have the same product on stock other businesses may decrease or increase their price for customer satisfaction. ASOS Price: Thier price for the products vary depending on the product - quality, brand etc. For the designer items it can be expensive, although ASOS may provide same looking product without the brand name making it affordable. With the price they offer ASOS is making a Profit over £10,009,000 (figure taken from ASOS annual report) as they have increased number of active shoppers over 1.2 million. * Place: Place represents the location where a product can be purchased. It is often known as the distribution channel. The place can be situated as a physical store or as virtuals stores on the internet. ASOS Place: ASOS.com is rapidly becoming the market leader in the UK online fashion world. All the products are sold ONLINE and not located anywhere else where people can purchase ASOS items. ASOS does have a warehouse where all stocks are kept and together has a office located in... ... Comany and Investor Relation Asos plc Greater London, Hampstead Road, London, NW1 7QY, Tel: +44(0)20 7756 1000 Fax: +44(0)20 7756 1001 Logistics/Customer Care ASOS.com Century House, Maylands Avenue Hemel Hempstead Industrial Estate HEMEL HEMPSTEAD HP2 7DE UK rest of my work in additional detail Promotion: Is a way of communication that a business/organisation may use in the market place. It enables the marketer to a advertise the product or service being provided by them. Advertisement is a powerful tool that corporations uses to enhance their products/service to encourage buyers/customers. Promotion has four distinct elements made up of advertising, public relations, word of mouth and point of sale. ASOS Promotion: As their business is purely based upon the internet everything is promoted through the World Wide Web on the website and off. They have promotion on other websites and also ASOS has developed an application to allow customers to track particular products on its sites through their web browser, whatever websites they are looking at. The online retailer has used functionality within the latest version of Microsoft's Internet Explorer 8 (IE8) web brower, which Microsoft released on March 19. ASOS.com also mentions on the annual report that one of their aim is to ha ve Uncompromising Presentation. 'The ASOS website is our shop window and we will continue to develop it to ensure that our customers enjoy their time on the site and find it easy to find their way around it' this being a vital promotion towards their website. ASOS organisation communicates information about their product and service to potential customers by identifying customer details and sends them information through mail, post etc aiming to sell the products. Another advertising method ASOS uses on their website is that they have added a page of feedback from customers which enables 'public relation' which is one of the promotion powerful element. People: It is appropriate to have people in the marketing of services as all people who directly or indirectly influence the perceied value of the product or service, inlcuding knowledge workers, employees, management of the business and also the consumers. People deliver services - they could be any mentioned. People promote and sell products and services. For example promotion elements inlcuding 'word of mouth' 'public relation' is achieved through PEOPLE. Service quality is a key source of customer retention and brand differentiation. Hence skills, manner and appearance are important. ASOS People: Are their employees, customers - their family and friends, and any other people associated with ASOS.com. Employees are important to this strategy of marketing mix as in can be those who deliever the products to customers. So they have to polite, helpful and have the knowledge of the business for them to answer any questions provided by the customer. It can also be the employees that answer the phone when any customer calls for any quiries. ASOS.com also have employees updating their website and replying to emails and online comments on their feedback page. ASOS employees has the knowledge, training and other aspect helping the business with marketing for their business. ASOS customers are also people that help in the marketing of services as they spread the business information. Process: This is the procedures of activities which lead to an exchange of value. The process should include how customers are handled from first and last point of contact. ASOS Process: ASOS is determined to be number one in the online market. They have thought through their process and kept it clear and have made it customer satisfactory. ASOS's strategy consists of aims that has a well-defined process. ASOS have control of their website, their information/images etc are presented without any doubt intelligibly promotional. Payments are all done through their website online as they are only an online business. Also they have a step-by-step information on how to use and buy off their website, they also have page on delivery information. Here they can track down on where shopping is, know how much is cost to deliver, know when to expect the delievery etc. Physical Evidence: It is the tangible form of the service - th the service - this can include how a customer is treated by a staff member, a train ticket, the length of time a customer has to wait for service or their product (depending on the business). A physical evidence is aproof for customer to measure whether he or she has recieved value. ASOS Physical Evidence: As ASOS.com is an online company their customer has difficulty not knowing how for example a dress will feel, look on them. ASOS therefore provides annual reports, articles, etc showing them that ASOS products are worth the value. ASOS helps customers with their products by giving them full information about the product. They have recieved awards that convince customers to buy online. First award was given to them in 2008 from Company High Street Awards for 'Best Place To Spend' and the second was given in 2009 from Drapers Etail Awards for 'Best Customer Experience Cosmopolitan Online Fashion Awards - Best for Bargains'. ASOS allows to give unwanted products back and their staff a re always helpful and polite towards their customer as its one of their business objectives.
Other - Advertising & Marketing - 1 Answers - 2010-09-05 06:13:22
Received a call this morning in Seattle Washington from 377-372-5939. No message left. I am a veteran Pilot and have an invention called PSIP (perpetural self-induced propulsion) it is all electrical. I have logged over 400 hours in the Mustang P-51 and am interested in an investor who understands why I must keep the design under Trade-Secret License for now. I need two (2) P-51 Mustangs (fully operational with v-12 engines) and one Cessna 414 (fully IFR equipped) and the equivilent of two (2) million USD for expenses and to build PSIP. I can explain with comparison studies based on personal experience why this all electrical engine will out perform any now known solar powered engine. Plus, I have designed it to fit perfectly in the Mustang as this will give optimum visual impressions of performance. PSIP requires no solar cells, or batteries (batteries only to start). The U.S. gov't will not show any interest. It will out perform their Drones as well. Although I did not design it to exceed speed records, it will! I have researched the number, and find that it is from Monaco. Will someone call Monaco at this number, as my cell phone will not reach. Perhaps someone closer to Monaco? There is much more to explain about PSIP/CATSIP. Am still hopeful for a response from someone who is responsible to understand its implications and genuineness.
Insurance & Registration - 3 Answers - 2011-10-06 09:15:21
Many dealers promote old coins as INVESTMENTS. But some just sucker investors into buying overpriced coins unlikely to ever sufficiently rise in value to make a profit. There is much to know about coin type, quantity minted, grading services, when it was graded, how many of the type have been graded by each service, and visual appeal. Also, at what prices have “identical” coins sold for recently? One dealer points to heritageauctions.com as helpful in deciding whether a coin is a good buy. But since no two old coins are exactly alike, it is difficult to know to what extent past auction info. can be relied on as indication of your coin’s potential gain. Can non-professionals successfully INVEST in old coins for profit? I am asking to hear from anyone with experiences investing in old coins. Please advise on how to choose coins with good investment potential, where to buy at good prices, and how and when to sell for max. gain. Serious responses will be greatly appreciated.
Investing - 3 Answers - 2006-10-04 18:41:12
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